***THIS IS A PHYSICAL PRODUCT***
Tired of living paycheck to paycheck?
This is the one month ahead challenge that will help you get ahead on your bills.
One Month Ahead Challenge is not just to get ahead on bills. It is also to get ahead on gas, groceries, spending, take out and toiletries.
Getting a month ahead helps with anything that can come up unexpectedly like a pay cut, job loss, etc.
This challenge allows you to go at your own pace.
You choose the amount you want to save in your categories.
Everyone’s budget is different.
***Instructions***
Once you receive your product, you can start your challenge.
*Bills Envelopes *
Each bill envelope, you will stuff the amount for that bill.
Example if gas bill is $30.25, you will set aside $31 for the bill #1 envelope.
For the bills envelope, you can choose to go from smallest bill amount to the largest bill amount, largest bill amount to the smallest bill amount, by the due date or by the highest priority to the lowest priority.
It’s your challenge so you can pick what you prefer.
There is a month ahead tracker.
You can use a permanent marker to cross it off.
Example if you completed bill #1 you cross off the box with a 1 on the bill tracker.
*Gas, Groceries, Spending, Take Out and Toiletries Envelopes*
These envelopes will go by weekly instead of monthly.
Each category will have four envelopes.
In order to figure out how much per week you need to save, you need to figure how much you spend a month on that category.
Then you divide that amount by 4 and that will be the amount you need to save for that category.
Example if you spend an average of $600 on groceries a month, you divide that by 4. So each grocery envelope you will need to stuff $150.
Each category also has its own tracker as well.
Example if you complete groceries week 1 envelope, you cross off the box that has a 1 on the groceries tracker.
***What you will receive***
3x6 container box
25 Bill envelopes
1 Bill tracker
4 Gas envelopes
1 Gas tracker
4 Groceries Envelopes
1 Groceries Tracker
4 Spending Envelopes
1 Spending Tracker
4 Take Out Envelopes
1 Take Out Tracker
4 Toiletries Envelopes
1 Toiletries Tracker
These Trackers and Envelopes are Laminated.
***Please Read***
This is a physical product.
Please keep in mind that this is handmade and hand cut so the size might be slightly different.
There will be a tracking number after the item is shipped.
This will be shipped with USPS.
I have no control on shipping handling and shipping delays.
All sales are final.
No refund.
Do not over stuff the envelopes.
This is also for personal use only.
Do not resell.
COLORS MAY VARY.
Ink printed on the envelopes may be light or dark depending on the cardstock materials.
Every computer and printer has different resolutions in colors.
If you have any questions please message me.
Thanks!